FAQ

ESENCIAL
BOLDYIELD is a crowdlending Portal, which allows retail and institutional investors to invest in high-quality projects across real estate, maritime transportation, manufacturing, trade operations industries, and other reliable business activities.
Crowdlending is the practice of raising business capital through the online portal from a large number of people. This way of raising capital has been established for the funding of companies worldwide, and also allows anyone to invest in different business industries and regions.
Real estate – bridge loans, development loans, refinancing, yielding rental properties;

Maritime transportation – vessel purchase, operation working capital;

Manufacturing, trade operations and other – working capital increase, purchase of assets, management buy-out deals, innovative products.
For investors, the registration and use of our Portal are free of charge. We are financed by providing intermediation and operational compensation from the project owners and developers. More detailed fees You can view at our Pricing section.
The return is a risk-adjusted interest of the invested capital. It is determined by our risk assessment, which consists of an evaluation of the project and the borrower (market trends, project details and borrower’s experience).
As an investor, You will receive an attractive yearly return. You can find the specific return of a project in the respective project page.
Depending on a project condition listed on the project page investors receive the returns mainly on a monthly or quarterly basis for rental properties, or at the end of the term in development deals.
No, the Portal does not withhold any taxes on interest received. However, profits earned at BOLDYIELD are subject to income tax. For more detailed information we suggest You to contact local tax advisors.
BOLDYIELD operations are regulated by general commercial legislation of the Republic of Estonia and European Union (EU).
KYC or Know Your Customer is the process of BOLDYIELD verifying the identity of each registered user before the full access of Portal operations. It is based on the Anti-Money Laundering (AML) legal regulation in order to prevent potential risks of money laundering and terrorism financing. For the above-mentioned purposes, BOLDYIELD is obliged to require Your passport or ID card and a utility bill or rent statement. Additionally, BOLDYIELD may ask for Your source of income, address, date of birth, and other information that will allow the Portal to comply with European Union (EU) laws and regulations. The verification process might take up to 3 business days. In case You have any questions, please reach us out via e-mail info@boldyield.com
During the first time of operations, we work hard to avoid any misleading or even fraud situations with personal account data, for this reason, we save and fix all the information submitted on the day You receive a verification approval. In order to change Your account details please, contact us at info@boldyield.com
INVESTING
Any person, 18 years or older, who has a European Economic Area bank account can make investments on our Portal. Companies with a bank account within the European Union (EU) can also invest. Both individual persons and companies should be fully accepted according to our KYC, AML/CTF risk policies prior to place an investment on BOLDYIELD Portal.
In case the minimum funding amount is not achieved within the subscription period, the funds paid in by You will be refunded to your account.

Before project listing the thorough review by our professional team is done and only most reliable projects are accepted. In the period of active investment, BOLDYIELD ensures regular monitoring of borrower business activities and results, industry market trends and considers if any changes have occurred, what means proactive action is needed.

The minimum investment amount in BOLDYIELD projects is EUR 100. However, it can vary from project to project. More detailed information is available in the description of each project.
The PIN code is Your own made 4-digit code that you input in Your registration process. You can change it in "MY PROFILE" section.
ADDING FUNDS
After successful verification of Your identity, You will receive a notification and an email with banking details and payment instruction. Please be sure to check banking details before each transfer.
It usually takes 1-3 business days to process the money order and transfer the funds to Your account. Please note that during national holidays there may be delays.
BOLDYIELD accepts only SEPA (Single Euro Payments Area) money transfers from bank accounts or payment providers in the European Economic Area (EEA) and Switzerland. If Your bank does not use SEPA transfers, please contact us to find the best way for You to transfer money to BOLDYIELD.
WITHDRAWALS
You can withdraw Your non-invested funds at any time. Please note that Your account should be successfully verified.
Your bank account should be verified first, therefore, to change it on the Portal You need to deposit at least one (1) euro cent from the new bank account to Your BOLDYIELD account. Please note, that the new bank account should belong to You.

No, You will not be charged by withdrawing Your funds. However, Your bank or other payment providers may charge additional fees for transfers. Please consult Your bank or other payment providers for additional information.

It usually takes 1-3 business days to process Your withdraw and transfer the funds to a bank account in the EEA (European Economic Area). Withdrawals outside the EEA, may take a bit longer, depending on Your bank. Please, note that during national holidays there may be delays.
BORROWING
A company having a project or regular successful business in real estate, maritime transportation or other reliable business industries.
You need to submit a basic intro application form in our Offer section. After we will review Your application and contact You to agree on further steps.
SECURITY
For more detailed information on possible risks please refer to our Risk section.

In that very unlikely case according to our terms and conditions, BOLDYIELD takes steps to represent the initial interests of Lenders for opening a legal issue with the borrower, to proceed all necessary functions for the safest resolution of a breach and returning all the investments in full.

Did not find an answer ? Please read our Terms and Conditions, Privacy policy, Risk warning first,
or do not hesitate to contact us directly: info@boldyield.com